Visa Gift Cards for the Perfect Holiday Gift
Visa Gift Cards have been with us for several years, but just recently their popularity has soared. They are now available for purchase just about everywhere. You can see them for sale everywhere from garage forecourts to the big online retailers.
If you are looking for the perfect gift for someone this year, then you might want to consider one of these. Visa Gift Cards can be loaded with cash values up to $500 (there are a few cards that will allow higher amounts) and can be spent in just about any retailer that accepts payments by Visa, including most online retailers and most stores.
In this article we will explore some of the frequently asked questions regarding Visa Gift Cards.
Where Can I Use My Visa Gift Card?
Anywhere you can use a standard Visa card including online, over the phone and retail outlets. However, there are a few retail outlets that do not accept Visa Gift Cards, if you are in any doubt it is best to check with the retailer beforehand.
Do I Need to Use the Balance All At One Time?
No, you can use it up to the value of the card in as many increments as you like. Once the balance is used up the card can then be destroyed. To use any remaining balance up the best method is to purchase something in a participating store and top the payment with cash or another card. For example, if you have $3.76 left on your card and purchase a $20.00 item, pay the remainder in cash and this will clear your card completely. Many cards are thrown away when they have a few dollars left on them, by doing this you use the entire value of your card.
Can I Top Up My Visa Gift Card?
No, a Visa gift card is a one-use item. Once the balance has been cleared the card should be destroyed. There are prepaid Visa cards which allow top-ups, and these are often confused with Visa Gift Cards.
Do I Need to Use It Within A Certain Time Period?
In most cases there will be an expiry date printed on the card, it is best to use the card within this date. Outstanding balances that are left after this period can be redeemed and placed on to a new card, but there are fees involved.
Does It Have A CVV (Security Number)?
Yes, once the card has been activated you complete any online sales forms with exactly the same information you would use with any normal Visa Card. This includes a CVV number which will be printed on the back of the card.
What Happens If My Card Is Lost or Damaged or Stolen?
If the card is lost or stolen, then you may be able to get a refund in some rare instances. However, in most cases the card will not be replaced, and no refunds will be offered. It is best to keep the card safe and not let this happen.
In the case of damaged cards, you can contact the retailer and they will be able to supply a replacement card. There is normally a fee of around $5 for this service, although the fee does vary from supplier to supplier.
Are Visa Gift Cards A Suitable Present?
Finally, with the holiday season rapidly approaching its time to examine the important question. Do they make good gifts?
Visa Gift Cards make fabulous gifts, they are a great way of making sure that the person receiving the card gets exactly what they want for Christmas. It is a convenient gift, and with the personalization options available they are also a thoughtful gift too!
